THINGS TO KNOW WHEN BUYING HOMEOWNERS INSURANCE

SHOP YOUR POLICIES

• If you have been with the same carrier for more than 5 years, you are probably overpaying.
• Trident Insurance will shop your policies for you with only top-rated carriers.

THINK AHEAD

• If you are going under contract to purchase a home within the next 45 days, getting your insurance quote before you begin the loan process may result in a better premium.
• We will work directly with your loan officer to provide a seamless closing process.

UNDERSTAND YOUR COVERAGE

• Our goal is to provide you with the most appropriate coverage at the lowest price.
• Your policy will include the most commonly used coverages along with recommended coverages to ensure you are fully covered.

UMBRELLA POLICY

• Also known as an excess liability policy, an umbrella policy protects you and your family in the event you are found liable for a covered accident under your home or auto policy.
• Umbrella policies start at $1 million in coverage and are relatively inexpensive.
• The coverage will kick in once the covered claim has exceeded the underlying policy liability limit.

UNDERSTAND YOUR DISCOUNTS

• Most carriers offer the largest discounts for bundling your insurance policies together.
• Other discounts include having a new roof, a monitored fire/burglar alarm on your home, good student discount on your auto policy, paying your auto policy in full, and more.

It's a new dawn.  It's a new day. 

It's National Insurance Awareness Day!

And we, here, at Trident Insurance are feelin' good!

June 28th is National Insurance Awareness day and that means it's a GREAT day to evaluate your insurance coverage and access your risk.  

Things to consider:

* Has your family changed, expanded or moved away?

* Do you have pets?  What breeds? 

* Do you plan to buy a new home?

* Have you made updates or renovated your current home?

* Have you purchased any expensive items that may require additional insurance such as jewelry or fine arts?

* Do you need flood insurance?

* Do you have life insurance?  Do you have life insurance other than what's  provided by your employer?

* Have you considered data and cyber insurance?

* Are there any big changes ahead that will influence your coverage needs?

Call us, email us, or complete our insurance quote request form and we  will  discuss your coverage needs with you, advise you AND comparison shop for you.  

We'll help you make sure you are not under-insured or over-insured?

Now who's feelin' good?  

 It's a new dawn. It's a new day.  It's National Insurance Day!  And we're feelin' good!

June 28th is National Insurance Awareness day and that means it's a GREAT day to evaluate your insurance coverage and access your risk.  

Things to consider:

Has your family changed, expanded or moved away?

Do you have pets?  What breeds? 

Do you plan to buy a new home?

Have you made updates or renovated your current home?

Have you purchased any expensive items that may require additional insurance such as jewelry or fine arts?

Do you need flood insurance?

Do you have life insurance?  Do you have life insurance other than whats provided by your employer?

Have you considered data and cyber insurance?

Are there any big changes ahead that will influence your coverage needs?

Call us, email us, complete our insurance quote request form and we will discuss your coverage needs with you, advise you AND comparison shop for you.  

We'll help you make sure you are not underinsurance or overinsured?

Now who's feelin' good?  

Bang Bang Corn

Bang Bang Shrimp gets all they hype, but we are here to tell you that corn deserves a little time in the spotlight. The sweet spicy sauce is perfect over grilled corn and will really spice up the traditional side. 

We hope you try it and enjoy it.  

Yields: 4 Servings

Prep Time: 0 hours 10 minutes

Total Time: 25 minutes

As the U.S. continues to reopen after the COVID-19 pandemic, American workers are beginning to return to their offices after working from home for the better part of a year. Still, even if you continue to work from home part-time, you might worry about many of the routine health effects that might arise from going back to the office.

Sitting at a desk all day might take a toll on everything from your posture to your blood pressure and staying healthy at work is important for everyone. By simply being conscious of wellness when working, you will often experience both better overall health and even be happier and more productive on the job.

How to Stay Healthy at Work

If you have a desk job, then you are in a sedentary position most of the time. The lack of activity might eventually cause you harm. However, by simply being conscious of your own body, you can do a lot to maintain your well-being.

Here are just a few effortless ways to stay healthy at work:

• Bring your own lunch (and even breakfast) to work. This will reduce the frequency that you have to eat out. You can have control over preparation of your own, healthier food. Not only that, but you can also usually save money.
• If you need to snack at work, try to avoid sugary or carbohydrate-laden food. Try eating nuts, dried, or fresh fruit instead of sodas and candy bars.
• Drink plenty of water. Set milestones to monitor how much you drink throughout the day. Attempt to drink one 8 oz. glass of water by 10 a.m., another by noon and so on. You will be able to improve your hydration while avoiding sugary, unhealthy drinks.
• Keep a sanitary workspace (especially in these days of social distancing). Always wash your hands and clean up after yourself.
• Commit to time away from your computer. You need to give your eyes periods of rest after staring into lighted screens. For example, eat lunch and take breaks away from your desk. Read a book, meditate, or listen to music at this time.
• Take work breaks throughout the day, as allowed. This can reduce stress and help you focus on your work when you return. Many companies even require employees to take periodic breaks.
• Move around. For example, take time during your break to walk around outside or do some stretches at your desk. This can help improve your muscle tone and circulation.
• Consider enhancements to your desk like a standing platform or posture straightener. These mechanisms might help you remain more active and engaged in work.

If you try to stay healthy at work, you might lessen your risk for illness or other negative health developments like obesity, arthritis, or diabetes. 

Stay healthy and welcome back!

source:ITC